Scammed by a fraud Crypto, Investment, Forex, Romance or
any other scam? If so, Recovery Asset Team (RAT)may be able to help you. Their expert team will
know if there is a way to assist you. Fill out the form and get a free consultation
today.
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About us
Scamwatcher is a knowledge hub designed to inform everyone about the dangers of online
fraud and scams. Scamwatcher was created to protect people from different scamming
industries all over the world. We have one mission – helping people around the world to
avoid falling victim to online scams.
We believe in a world without scammers and fraud. We want everyone to be able to
recognize the scammers for who they are and not fall victim to their unscrupulous
practices.
We aim to warn people about online financial fraud like Cryptocurrency, Forex, CFD,
Romance scams, and more…
During the past 4 years, we have collected a large database of fraudulent businesses and
we share it here. We expose scams daily.
How We Make The Reviews
Surely there is no easy way to find out whether a specific company is scam or not.
Nowadays, scammers are becoming more and more sophisticated in the ways they work
and go to far lengths to make their products look legit.
Market Research
First step in discovering scamming website is to find them. This step
includes multiple different ways such as tips from our readers, reports from
relevant authorities or our extensive research network
Identifying potentially malicious websites
This step separates all websites that might look suspicious for the trained
eye.
Further analyzing the selected websites
This step is about analyzing everything about a specific website. Usually
there is something that gives them away, if you know how to do the proper
research.
Registering
Sometimes there are some websites which are very careful in everything they
do. In case we cant find out from the third step we register to the website
itself to look inside it and communicate with the staff to find out their
methods.
Posting the review
After analyzing all the data we post the review about the company.
Scamwatcher.org does not have the intention to hurt anyone’s business unless
we believe they are 100% scam.
Got Scammed?
Collect all the evidence such as e-mails, phone calls, text messages and bank
receipts. You will need it to build up your case.
If you have been scammed and wish to arrange a free consultation, feel free to submit
your complaint by clicking the button bellow.
Chargeback FAQ
What is a chargeback?
A chargeback is essentially the reversal of a charge made to your credit or
debit card. Credit and debit card transactions are highly controlled and
regulated in order to protect both consumers and merchants. Visa and
MasterCard for example, have a set of terms and conditions that govern the
use of their cards.
These terms and conditions govern the rights and responsibilities of the
cardholder, their bank, the merchant and the merchant’s bank.
A consumer who has lost or had their card stolen, for example, can notify
their bank to reverse any charges made. In addition, card holders are able
to reverse an authorized charge for goods or services that were not received
as advertised.
What does a chargeback cover?
Chargebacks cover all transactions made with a credit and debit card
What is the chargeback process?
1️⃣ – Customer initiates a dispute request over a transaction.
2️⃣ – Issuing bank reviews dispute charge and send transaction to acquiring
bank electronically
3️⃣ – Acquiring bank receives the chargeback request, resolves the issue
automatically or forwards it to the merchant
4️⃣ – Merchant either accepts the chargeback request or rejects it by sending
evidence to the acquiring bank
5️⃣ – Acquiring bank reviews the evidence received from the merchant, ensure
it meets the requirements before sending it to the issuing bank
6️⃣ – Issuing bank reviews evidence received from the merchant and makes a
decision on the chargeback request
7️⃣ – Cardholder and merchant are notified of the decision where either party
can initiate arbitration in the event that they disagree with the decision
How long do I have to submit a claim?
The timeframe to issue a chargeback typically depends on the card companys’
terms and conditions. Generally, cardholders should advise their bank within
120 days from the date of the transaction, however cases can extend up to
540 days and even beyond that with certain card companies. The key for a
successful chargeback, however, is to file the request with your bank as
soon as possible.
How long will it take for my money to be
refunded?
It is difficult to accurately ascertain how long it will take for a
successful chargeback as each case is different and there are many variables
that determine the final outcome. Generally speaking, the chargeback process
can take anywhere from 4 – 6 months. This time frame could be shorter when
dealing with a simple case and slightly longer when dealing with more
complicated cases.
What is a chargeback fee?
A chargeback fee is imposed by banks in an effort to recover incurred costs
while handling consumer chargebacks and disputes associated with your
account.